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Kraken Pro vs “regular”

April 09, 2026 0

I want to make sure that I get this right: is it correct that paying for Pro is only worth it if you buy more than the Bitcoin equivalent of 500$ per month? if the fee for regular users is 1%, that would cost about 5$ for 500$, and the Pro subscription is worth a little less than 5$, so if you buy 500, you just about break even, right? Or do I miss something?

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Bitcoin core wallet Help

April 09, 2026 0

I use the bitcoin core wallet on my PC, and I have an old wallet that I saved from another computer and I am trying to restore/get that wallet open. I have the .dat file and the entire wallet folder saved, but every time I try to load the wallet it says it’s not a recognized format.

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Morgan Stanley launching its own spot Bitcoin ETF feels bigger than just another ETF headline

April 08, 2026 0
Morgan Stanley launching its own spot Bitcoin ETF feels bigger than just another ETF headline

Morgan Stanley has officially launched MSBT, a spot Bitcoin ETF listed on NYSE Arca.

What makes this more interesting than a normal product launch is that this is the first major U.S. bank putting its own name directly on a spot Bitcoin ETF. The fund holds physical bitcoin, launched on April 8, and comes in with a 0.14% fee, which undercuts most of the existing spot BTC ETF field.

To me, the bigger story is what this says about where Bitcoin sits now in traditional finance.

Up to this point, most of the major spot ETFs came from asset managers like BlackRock, Fidelity, and others. Morgan Stanley changes that dynamic because it brings a bank balance sheet, a private wealth brand, and a massive advisor network into the same trade. The article notes roughly 16,000 financial advisors overseeing $6.2 trillion in client assets, which is a very different kind of distribution channel than retail-driven ETF demand.

The fee also matters more than people think. At 0.14%, Morgan Stanley is basically telling the market this product is meant to compete seriously for long-term allocation, not just exist as another checkbox product. That kind of pricing usually means they expect Bitcoin exposure to become a persistent part of client portfolios, not a temporary trade.

So the real question here isn’t just whether MSBT gets flows.

It’s whether this is another sign that Bitcoin is moving deeper into core portfolio infrastructure and away from being treated as a niche satellite asset.

Curious how others see it: is this mainly a fee war and distribution story, or does a major bank launching its own spot Bitcoin ETF mark a more important shift in how traditional finance now views BTC?

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