Here’s a simple idea for people who use dollar-cost averaging into Bitcoin.

When Bitcoin is trading far below its previous ATH, it may make more sense to buy BTC directly rather than buying spot ETFs.

Why?

Because at those levels you mainly want pure exposure to the asset.

Buying BTC directly gives you the cleanest exposure without relying on ETF flows.

But the strategy might change when Bitcoin approaches new all-time highs.

At that stage, buying spot Bitcoin ETFs could potentially create a double demand effect:

Investors buy the ETF shares.

Authorized participants may need to buy real BTC to create new ETF shares.

So ETF demand can indirectly trigger additional spot 2X buying pressure

In theory this creates a feedback loop:

ETF buying > price move up > BTC purchases by market makers > price move up

Not financial advice, just an interesting market structure thought.

24M from Europe.

- Income: ~€1k/month

- Living with parents for now → low expenses

- Current investments:

- €13–14k in individual stocks (higher risk, not ETFs)

- ~€10k in Bitcoin @ 95k/coin (started with ~€2k)

Current plan:

- Keep stacking Bitcoin until ~€30k invested

- Later (closer to 30) - don’t touch the bitcoin bought, but keep buying safer investments like dividend stocks / lower-risk assets

Long-term goal:

- €100k invested total

- €70k invested in stocks

- €30k invested in BTC

Does this strategy make sense long-term, or would you approach the allocation differently?

International Women’s Day and Bitcoin nearing its 20 millionth coin make for a meaningful overlap. It highlights not just Bitcoin’s scarcity, but also the fact that the network’s growth, credibility, and global adoption have been shaped by women as well as men. As Bitcoin approaches 20 million mined, meaning roughly 95% of its total 21 million supply has been issued, the world is reminded how rare and finite it is, with the final 1 million set to be released only gradually over many future decades. 

That milestone matters because Bitcoin is no longer some early-stage experiment with endless issuance ahead of it. It is entering a phase where almost all of its supply already exists, and the remaining coins will come out at an increasingly slow pace due to the halving cycle. This strengthens the case for Bitcoin as a scarce monetary asset rather than just a speculative technology. 

Tying that to International Women’s Day adds another layer: Bitcoin’s story has also been shaped by women who helped build, explain, and legitimize it.

Elizabeth Stark has been central to the development of Lightning infrastructure through Lightning Labs, helping advance Bitcoin’s scaling and payment usability.

Lyn Alden has played a major role in explaining Bitcoin’s monetary properties, energy use, and macro significance to a broad global audience through her research and writing.

Caitlin Long has been influential in pushing for regulated digital-asset custody and payment infrastructure through Custodia Bank, helping bridge Bitcoin and the traditional financial system. 

So the significance is this: on a day dedicated to recognizing women’s contributions, Bitcoin is nearing one of the clearest demonstrations of its core promise, absolute scarcity. And that promise did not reach global relevance on code alone. it was also advanced by women who built infrastructure, shaped public understanding, and pushed adoption forward.

Since Bitcoin married AI in Bittensor, the purpose of both became clear to me. A decentralized global brain of humanity. By humanity, for humanity. Without monopolists and AI giants.​​​​​​​​​​​​​​​​

Hi! I’ve been holding BTC for years and most of it stays on a hardware wallet. I rarely move it.
Out of curiosity, where do people usually send BTC when they move some? Just trying to understand how others handle it.