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RH crypto deposit match promotion doesn't require actually holding crypto there long-term?

February 27, 2026 0

tl;dr: it looks like you don't actually need to hold your crypto on a hot wallet for 18 months to take advantage of the bonus, as long as you have a decent amount of literally anything else on Robinhood (like stocks and cash). Anyone tried this?

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So Robinhood has the 2.5% match promo for transferring crypto to their platform right now (today is the last day). The conditions, on a surface level, do require you to hold the deposited value for 18 months in order to retain the bonus.

But I had a bit of a situation with my first attempt to get the bonus (which I have since fixed) - after reading the fine print of the agreement it turned out that the bonus depends on the "Net Transferred Asset Value", which is calculated for the period starting February 2, 2026 at 9 AM PT until 8:59 PM PT on February 27, 2026, and includes not just cryptocurrency, but also all deposits and withdrawals of ACATS (basically stocks), IRAs and cash.

That got me thinking: if Net Transferred Asset Value includes all of your Robinhood assets rather than just crypto, then is in the case for the "value of your accounts on the Robinhood platform" too? In other words, I could wait for the promotion to end, then transfer all of my crypto back to the cold wallet next week, and that still wouldn't trigger the chargeback because my total Robinhood portfolio is still way larger than the Net Transferred Asset Value for that period.

I just find it interesting that the biggest criticism of taking such bonuses seems to be the impression that you have to keep your crypto on a hot wallet for a long time to take advantage of it - but that doesn't seem to actually be the case, you CAN withdraw it back on your cold wallet as long as you keep something else on Robinhood, like stocks. The representative I chatted with seems to confirm this too.

So has anyone actually tried doing this? This is not the first such promo by Robinhood, so I imagine people has done this before, whether knowingly or unknowingly.

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Any reason to be skeptical of Koinly?

February 26, 2026 0

I have to record cap gains this year and haven't had to go through my transaction history before. As far as I understand I can just upload all of my wallet addresses to Koinly and they'll sort the transactions, record cost basis and total gains. Is there any reason to be hesitant about giving out my wallet addresses and my Coinbase account?

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How can I find out the wallet address that sent btc to a trezor?

February 25, 2026 0

Long story short, like an idiot, I purchased BTC through Coinbase while I was still figuring out what it was. I bought a bunch, moved it to my trezor, and then deleted my Coinbase account as I was going to let it sit. Yes I'm also here in the future to agree that this was remarkably stupid to do. I have a "new" coinbase account, that I have since moved BTC to, and sold. How can I go about finding my cost basis from my original Coinbase account? Or can I?

PS I can find the transactions, but I don't understand what the "input" and "output" are. There's a "witness" that looks like a wallet ID but I have no clue what it is nor if it was mine.

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HODL mode activated. First non toy-money investment since working full-time

February 25, 2026 0

The diamond hands that everyone has been waiting for are here. Skin is officially in the game. Bought at just under 69k.

Was thinking about waiting for bitcoin to hit 50-60k but figured I'd drive myself crazy. Instead just pulled the trigger. Should have bought when it was 60k but it's impossible to time anyway and lump sum beats DCA. Think it could go down further to around 45k later this year but we'll see. I don't want to worry about it.

Plan is to HODL BTC for 10-15+ years, but I wouldn't be opposed to taking profits and reinvesting again on a downswing. Do we think it was a good buy or I should have waited until more is played out here?

If it makes anyone feel better I already maxed out my 2026 Roth.

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