Based in the US and fine with KYC. I had always used kraken but they recently increased maker fees to 0.4% up from 0.25%.

I am an infrequent buyer, maybe a few thousand per month so most likely do not qualify for reduced rates based on volume.

i had looked into strike and river but the lack of transparency around spot pricing and order flow was concerning.

any recommendations?

As the title says, I'm not too keen on trusting my country's financial institutions. It's not unheard of for banks to freeze accounts for little or no reason, leaving people with no access to their hard-earned money.

I do keep some savings in fiat, as this subreddit generally recommends, but I'm not particularly interested in allocating much more than I already have. At the same time, with the whole "don't put all your eggs in one basket" mindset, I'm hesitant to go all-in on BTC.

What's the opinion of the more seasoned Bitcoin holders here?

Serious question:
The current downfall started the day, the US proclaimed that they've "rightfully snatched" most if Irans BTCs - just because.

Yet - the simple logic, that this breaks multiple of the principles and promises of BTC - and crypto in general - doesn't show up much in the many "what's happening!?!?" posts here?

Do you really not think that this is a major issue?

I had a Samourai Wallet on my old phone, it unexpectedly died around the same time that US Gov't shut it done. I was able to get a version of Samourai on my new phone, but when it loads up there is no Bitcoin on it. There are no transactions showing it was sold. I also tried Blue Wallet, but it accepts my info but still no Bitcoin.

Does anyone have any recommendations on wallet or what I could be doing wrong? There's not a ton on it but as my grandpap would say $5 is a lot if you don't have it.

Buonasera
Quali sono i migliori exchange in italia per crypto?
(In base a spread e possibile regime amministrato)
Guide per tirare fuori le valute e metterle su in col wallet?